Chambers Bank - I don’t have enough in my account to cover a check, purchase, or automatic draft.

Chambers Bank offers overdraft protection and overdraft privilege options on most checking accounts. (New Opportunity Checking accounts do not have overdraft options).

• Overdraft protection services help you protect your account from being overdrawn by automatically transferring funds to your checking account from another account you have at Chambers Bank. There is a fee (currently $8 per covered transaction) for each transaction paid by Overdraft Protection.
  
  
• Overdraft privilege allows you to overdraw your account up to the disclosed limit for a fee (currently $30 per covered transaction) to pay a transaction. Even if you have Overdraft Protection (transfer from another account), Overdraft Privilege is still available as secondary coverage if the other protection sources are exhausted.
  
  Note that the Overdraft Privilege amount is not included in your balance provided through online banking, telephone banking or Chambers Bank ATMs.